There are tons of writing advice out there:
Butt in chair, hands on keyboard.
Think of your writing as a business.
And so on . . . and so forth . . .
Now, all of this is fine, great, and dandy. However, I am going in a different direction when it comes to writing, especially when you’re thinking of self-publishing (indie publishing). Here it is:
Stay out of debt
When I examine what I’d love my publishing empire to look like, one major factor hinders it. Debt. The dreaded d-word. Debt has hindered much of what I’ve been able to accomplish. I’ve had to do everything on a shoestring budget. From covers to editing and everything in between, our major debt load has handcuffed me.
But has it stopped me? No. I just keep trucking, working a full-time job and diligently working at reducing our debt.
So, although the sit-butt-in-chair-and-write-everyday writing advice is worthy noting, one very few talk about is debt.
Stay out of debt.